DRAFT FOR OWNER AND LEGAL REVIEW · OCTOBER 19, 2026
Know your rights.
You can act on your own
You can dispute inaccurate credit-report information yourself. You do not have to hire a credit-repair company to exercise your rights. Obtain your reports through AnnualCreditReport.com.
Be clear about results
No specific score increase, deletion, approval or timeline is guaranteed here. Accurate and current negative information cannot legally be removed just because it hurts a score.
Before paid services begin
Federal law requires specified disclosures and a written contract for covered credit-repair services, limits advance payment, and gives cancellation rights. The FTC explains a three-day cancellation right without charge. State law may impose additional requirements.
This page is general information. It is not the statutory Consumer Credit File Rights disclosure, a service contract or a cancellation form. Those must be supplied separately in the required form and at the required time.
Texas and other states
Texas credit services organizations generally must register with the Secretary of State unless exempt, and meet applicable security and contract requirements. This draft does not claim INSYNC’s registration, exemption or bond status has been verified. Requirements in every state where services are offered need review.